If you can’t run with the big dogs, stay on the porch

Doug’s spent years cultivating a chill existence. It’s all relative, homies.

Give me your wife, doug.

Wow

Is buying better than renting? Please tell the truth in this thread

Should I text you houses for sale in Albany again?

she's in LA until Friday..I'll let her know your inquiring

thodoks had a thread on this years ago

RIP

Now he has a kid and 3100 sq ft rancher.

Chud drove into a house.

It depends, but if you can get a monthly mortgage for around the same price as a rental, it’s better to go get that equity.

Especially if you plan on living in the area at least moderately long-term. And have a steady, dependable factory or non-factory job.

And put on big boy pants every morning.

But what about the responsibility for everything that goes wrong or breaks or wears and tears? And "losing" like $40k in cash in one fell swoop when you put down that down payment? Is it worth it?

Play around with some mortgage/home buying calculators and different scenarios, then compare to how much you spend on rent. Sure, there is some level of risk with buying but the pros outweigh it as long as buying is a realistic possibility for the person. Interest rates are kinda high right now, but if they drop you can always refinance.

That's generally speaking. There are of course location related dynamics, but it's not like half of America is big cities with super high cost of living.

if owning, you absolutely need an emergency fund of at least a few grand in case a furnace or something goes

Or gambling addiction